When you purchase an insurance policy, you are basically buying claims service. You are paying an insurance company to put you back where you were, from a financial standpoint, should you suffer a loss. At HTT, we never lose sight of that. We feel it’s our responsibility to act as your advocate, at the time of a loss. We want to make sure that you are taken care of fairly, and in a timely manner so that you can get on with your life and the things that matter most to you, with as little disruption as possible.

In the event you suffer a loss, you should:

• Contact emergency services
• If possible (without putting yourself in danger), protect your property from further damage
• Contact your agent immediately

We realize that not all claims occur during our hours of operation. Most of our companies offer direct reporting services that allow you to report a claim any time, day or night. For your convenience, we’ve listed those numbers for you: