Legal

  Terms of Use

This document outlines the Terms and Conditions relating to your use of htt-agency.com and provides additional information about HTT Insurance Group, its affiliates and subsidiaries (Fox Insurance Agency). These Terms and Conditions are applicable to your use of this site regardless of how you accessed it. If you do not wish to be bound by these Terms and Conditions, please discontinue using and accessing this site immediately.

Privacy PolicyTo receive information about the HTT Agency, Inc. Privacy Policy, please visit our Privacy Policy.

  Your Use of This Site

You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party's intellectual property or other proprietary rights. You agree that any information you provide through this site will be truthful and accurate.

  Emails to HTT Agency, Inc. Addresses

The HTT Agency, Inc. email system is a private e-mail system intended only for purposes authorized by HTT Agency, Inc.. You are not authorized to send numerous unsolicited commercial email messages to any email addresses at @htt-agency.com. HTT Agency, Inc. reserves the right to take actions as may be necessary to prevent misuse of its email system by unauthorized parties.

  Disclaimer of Warranties

Any information, services, materials, software, calculators or other items on this site are provided "as is" without any warranty of any kind, either expressed or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose. HTT Agency, Inc. does not warrant that this site will be uninterrupted or error fee. Any risk arising out of use or performance of the information, services, materials, software, calculators or other items remains entirely with you. Under no circumstances will HTT Agency, Inc. be liable for any damages whatsoever arising out of the use or performance of the information, services, materials, software, calculators or other items.

  HTT Agency, Inc. Intellectual Property Rights

The HTT Agency, Inc. logo, the terms "HTT", "HTT Agency", "HTT Agency, Inc.", "HTT Insurance Group", "Fox Insurance Agency", and the phrases "Thorough, Honest, Trustworthy", "htt-agency.com", as well as all logos and graphics using the HTT Agency, Inc. name are the intellectual property of and/or federally registered trademarks/servicemarks owned by the HTT Insurance Group and the HTT Agency, Inc.. HTT Agency, Inc. may possess intellectual property rights in other logos, words, or phrases not listed here. Intellectual property rights of third parties may apply where noted. Except where otherwise indicated, all materials on this site including but not limited to graphics, text, software, audio, video, and files, are the property of HTT Agency, Inc. and are protected by copyright or other intellectual property laws.

HTT Agency, Inc. reserves all rights to its intellectual property. You may print out a single copy of pages on this site for your personal, non-commercial use provided that all copyright, trademark or other notices are retained. ALL OTHER USES ARE PROHIBITED.

You are not authorized to use any portion of this site or any other HTT Agency, Inc. intellectual property on any other site, in the meta-tags of any other site or in any other materials. You may not modify, publish, create derivative works, copy, distribute, or otherwise use any of this site's content or frame this site within any other site.

  Links to/from Other Web Sites

For your convenience, HTT Agency, Inc. may provide links to other Internet sites that HTT Agency, Inc. does not maintain. You should not interpret any link to/from other sites as indicating that HTT Agency, Inc. sponsors or endorses the sites or their materials or that the sites are affiliated with HTT Agency, Inc. in any manner. HTT Agency, Inc. is not responsible for anything contained on such sites and makes no warranties or representations about the contents, products or services offered on such sites.

  Availability of Products and Services

HTT Agency, Inc. does business in certain states in the United States of America. The home office is located in Cincinnati, Ohio unless otherwise indicated.

Not all of the products or services described on this site are available in all states. You may not be eligible for all products and services and HTT Agency, Inc. reserves the right to determine such eligibility as permitted by law. Where noted, certain products or services may be subject to specific terms, conditions, representations or agreements. The portions of this site related to such products and services provide additional information about terms, conditions representations, agreements, eligibility and availability.

  Other Agreements

These "Terms and Conditions" apply to your use of this site and do not change or alter any other contract or agreement between you and HTT Agency, Inc..

  Insurance Quotes/Coverages

All quotes generated by this site are estimates based upon the information you provided and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on this site are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application to HTT Agency, Inc.. All applications are subject to underwriting approval. Coverages and availability may vary by state; and additional minimum coverage limits may be available in your state. For additional information, please contact an HTT Agency, Inc. agent.

  Online Claims Submissions

If you are an HTT Agency, Inc. customer, you may elect to report an insurance claim online where available. Your submission does not commit HTT Agency, Inc. or its affiliates to coverage for this loss. Information you submit regarding your insurance policy and the loss is subject to review and verification. HTT Agency, Inc. and its affiliates reserves the right to request additional information prior to reaching a decision on the claim. A claim representative will be communicating with you regarding your claim. All policy provisions contained in your policy remain in effect. If you have any questions concerning the coverage afforded by your policy, please contact your HTT Agency, Inc. agent.

  Changes to This Document

The content of this site and of these "Terms and Conditions" are subject to change without prior notice.

  Applicable Law/Severability

These "Terms and Conditions" shall be governed by and interpreted according to the laws of the State of Ohio without respect to any conflict of laws provisions. If any portion of these "Terms and Conditions" is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision.

Please Email Us for additional information.

Copyright © 2006 HTT Agency, Inc. All rights reserved.

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